Halo's Credit Repair is 100% FTC compliant.

According to the Federal Trade Commission, there are several signs that may mean a credit repair company is non-compliant:

The company wants you to pay for credit repair services before they provide any services. Under the Credit Repair Organizations Act, credit repair companies cannot require you to pay until they have completed the services they have promised.
The company doesn't tell you your rights and what you can do for yourself for free.
The company recommends that you do not contact any of the three major national credit reporting companies directly.
The company tells you they can get rid of most or all of the negative credit information in your credit report, even if that information is accurate and current.
The company suggests that you try to invent a "new" credit identity - and then, a new credit report - by applying for an Employer Identification Number to use instead of your Social Security number.
The company advises you to dispute all the information in your credit report, regardless of its accuracy or timeliness.

Halo has a wealth of other information about safe, compliant credit repair and other credit information for you to read.

Credit News

For Release: October 23, 2008

"Operation Clean Sweep": FTC and State Agencies Target 36 "Credit Repair" Operations »

The Federal Trade Commission and 24 state agencies today announced a crackdown on 33 operations that deceptively claim they can remove negative information from consumers' credit reports, even if that information is accurate and timely. In the seven FTC actions announced today, the Commission seeks to halt the defendants' allegedly unlawful business practices, prohibit further violations, and make them pay consumer redress and give up their ill-gotten gains. In addition, the FTC announced three related credit repair cases earlier this year. Read the full story on the FTC website »

100% Compliant Credit Repair for only $99/month

Important: The articles, illustrations, testimonials, and examples given in this website are in no way indicative of the actual changes you may experience by using Halo Credit Solution's Credit Repair process. In keeping with the Fair Credit Reporting Act, Halo will only dispute inaccurate, outdated, and erroneous items in your credit profile. No specific outcome is expressed, implied or promised, and your actual results may vary. Factors contributing to these variations can include new inquiries, opening new tradelines, the addition of new derogatory accounts, and fluctuating balances on existing revolving accounts. Credit Repair may not be available in all states.

* $99/month for 6 months

Halo Credit Solutions, LLC (A wholly-owned subsidiary of Halo Companies, Inc.) offers a 6-month credit repair program that will help clients attempt to achieve a 100% accurate credit report with all three of the major credit bureaus. With an astonishingly low price of $99 a month for only 6 months, we have set the bar in the credit repair industry for full-service credit repair, as compared to over $1,000 by some other companies. Through Halo Credit, consumers now have access to a credit repair program that does not sacrifice quality for economy, but offers the same benefits of a full-service credit repair program without the bloated price.

According to a study by the U.S. Public Interest Research Group, nearly 80% of Americans have inaccurate information on their credit reports. Halo Credit's program consists of disputing these inaccuracies, while following the rules set in place by the Credit Repair Organizations Act. Halo Credit, which has already helped thousands of clients across the US, is constantly assessing its clients' needs and financial goals throughout the credit repair process. Upon completion of the program, a client has multiple opportunities to learn about other financial tools that can help them reach their life goals, including free consultations with a loan officer, a home builder, and a real estate agent. For many, Halo Credit's $99 a month Credit Repair program is more than just credit repair, it's a path to financial freedom.