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Benefits of Credit Repair by Halo

FTC Compliant Halo Credit is fully compliant with all Federal Trade Commission regulations, including the Fair Credit Reporting Act and the Credit Repair Organizations Act.
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Hassle Free Two quick payments, no long-term contracts, and 24/7 online account access to monitor your progress. How much easier could it be?
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Low Price Halo offers the lowest price in the industry for full-service credit repair. Because the way we see it, credit repair shouldn't be a financial burden.
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Real Results Halo has helped thousands of clients remove inaccurate, outdated and erroneous derogatory items from their credit reports.
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Quick Setup View your credit profile, analyze your report, and begin disputing inaccurate negative items, all in a matter of minutes.
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Full-Service Credit Repair for only $199

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Benefits of HaloSafe ID

ID Monitoring HaloSafe ID detects both credit and non-credit fraud related to identity theft. HaloSafe ID checks for potential fraudulent use of your name, address, social security number, and date of birth 24/7, as monitored by monthly national database screening. HaloSafe ID will provide an alert of suspicious activity monthly and a monthly “risk score” via email.
Restoration If your identity was used without your consent, HaloSafe ID will provide a full Fraud Resolution Specialist™ (FRS) advocacy under a Limited Power of Attorney. The advocate will work on your case against creditors and collectors until you are cleared, or a legal referral is made. HaloSafe ID provides a fully managed and tracked fraud resolution service leading to restoration as near as possible to your pre-ID theft status.
Document Preparation HaloSafe ID under the Limited Power of Attorney will prepare full state specific documents for agencies and governmental bodies, as well as create letters to specific creditors, collection companies, and law firms. Once the documents are prepared, HaloSafe ID will facilitate the delivery of the documents to you with specific signature and mailing instructions, as well as implement a time line for a response and follow up.
Reimbursement Insurance Included in HaloSafe ID is an insurance policy for up to $25,000 out-of-pocket expense reimbursement incurred in recovering your identity from fraud. It includes expenses such as: filing fees, mail costs, notary fees, copy costs, long distance charges, court costs, affidavits, application fees, approved attorney fees, and more. The policy also includes up to $500 / week in lost wages (4 week maximum). The insurance policy comes with a $0 deductible. Identity theft insurance is underwritten by subsidiaries or affiliates of Chartis, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
Theft Protection HaloSafe ID will help if your purse or wallet is ever stolen. Your Fraud Resolution Specialist™ will assist in calling each affected creditor and/or bank to cancel existing accounts and issue new cards. A “Fraud Alert” with the Credit Reporting Agencies may be established if you choose.
Financial Coaching HaloSafe ID provides up to 60 minutes of telephone consultation with a Certified Credit Counselor / Financial Coach to assist with credit restoration strategies, report analysis, and tax planning, all of which may be seriously impacted by ID theft and fraud.
Legal Consultation HaloSafe ID provides up to 60 minutes of initial consultation with an attorney on each new issue involving identity theft. After the initial consultation concerning identity theft, you may retain the attorney at a preferred rate reduction of 25% off of the attorney’s standard hourly or fixed fee rates.


Protect your Identity for $6.95 / month

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Important: The articles, illustrations, testimonials, and examples given in this website are in no way indicative of the actual changes you may experience by using Halo Credit Solution's Credit Repair process. In keeping with the Fair Credit Reporting Act, Halo will only dispute inaccurate, outdated, and erroneous items in your credit profile. No specific outcome is expressed, implied or promised, and your actual results may vary. Factors contributing to these variations can include new inquiries, opening new tradelines, the addition of new derogatory accounts, and fluctuating balances on existing revolving accounts. Credit Repair may not be available in all states.

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Halo Credit Solutions, LLC (A wholly-owned subsidiary of Halo Group Inc.) offers a 6-month credit repair program that will help clients attempt to achieve a 100% accurate credit report with all three of the major credit bureaus. With an astonishingly low price of $199, we have set the bar in the credit repair industry for full-service credit repair, as compared to over $1,000 by some other companies. Through Halo Credit, consumers now have access to a credit repair program that does not sacrifice quality for economy, but offers the same benefits of a full-service credit repair program without the bloated price.

According to a study by the U.S. Public Interest Research Group, nearly 80% of Americans have inaccurate information on their credit reports. Halo Credit's program consists of disputing these inaccuracies, while following the rules set in place by the Credit Repair Organizations Act. Halo Credit, which has already helped thousands of clients in all 50 states, is constantly assessing its clients' needs and financial goals throughout the credit repair process. Upon completion of the program, a client has multiple opportunities to learn about other financial tools that can help them reach their life goals, including free consultations with a loan officer, a home builder, and a real estate agent. For many, Halo Credit's $199 Credit Repair program is more than just credit repair, it's a path to financial freedom.